Casualty

What Does Our Policy Offer?

Limits/MP/Deductibles
  • Primary limits $1M/$2M/$2M
  • May consider general liability limits up to $5,000,000
  • Excess limits to $5,000,000
  • Coverages including CGL, products liability, owner's interest, OCP, EBL, HNOA
  • 1st dollar to $10,000 deductible
  • Per project & location aggregate endorsements
  • Hostile fire included in pollution exclusion
  • Blanket Additional Insureds - ongoing & products/completed operations
  • Waiver of subrogation
  • Primary & non-contributory wording

Contracting/Construction Risks

  • Commercial general contractors
  • Commercial construction managers
  • Industrial service contractors
  • Land developers – commercial & residential
  • Machinery installation/service and repair contractors
  • Residential artisan contractors*
  • Residential general contractors/home builders*
    *We have a robust appetite for renovation and repair. Some limitations may apply to new residential construction or work in CD states.

PRODUCT-DRIVEN RISKS

Industrial/Non-Consumer
  • Boiler
  • Chemicals
  • Contractors equipment/parts
  • Conveyor/material handling equipment
  • Electrical equipment
  • Electroplating
  • Heating equipment (no LPG)
  • Instrument or analytical equipment
  • Machinery equipment & parts – industrial & farm
  • Plumbing supplies & fixtures
  • Pipes or tubes
  • Signs
  • Tanks
  • Telecommunication equipment
  • Trailers
  • Truck equipment/parts
  • Valves
  • Wire rope or cable

Product-Driven Risks

Consumer
  • Appliances
  • Auto parts (no brakes, airbags, safety belts, race car parts, tires)
  • Chemicals (health hazard of 2 or less)
  • Clothing
  • Cookware
  • Cosmetic/beauty/toiletries
  • Electrical equipment/electronics
  • Food/beverage (no liquor)
  • Furniture/home decor
  • Hand tools/hardware
  • Medical goods/therapeutic products

Applications

Our Casualty Underwriting Team

| a Berkley Company